The Basis Points Method
The Curriculum
One course, eleven modules — from the intro to the red flags. Start at the beginning, or jump to whatever decision is in front of you.
The complete Method. Watch it in order, or jump to whatever is costing you right now — every module is free.
00
Welcome: Why I Built This Course
What understanding money unlocks
01Buying a Car
Price first, financing second
02The Power of Compounding
The engine beneath every decision
03Buying a House
Rent, own, and the real numbers
04Credit Cards
How the balance really grows
05Investing
The stock market is not what you think
06Income Taxes and Take-Home Pay
What you earn vs. what you keep
07College: The Second Biggest Financial Decision
The door, not the room
08College to Career (w/ Ravi & Allison)
Relationship beats résumé
09529 Plans and Life Insurance
Protecting the people you love
10The Red Flags
Fifteen things to never buy, take, or sign
What’s inside
Module by module
00Welcome: Why I Built This Course
A short orientation to what financial literacy actually means — and what opens up the moment you can see how money really moves. Sets the lens for everything that follows. Open this module →
01Buying a Car
The most-botched purchase most people make. The monthly-payment trap, depreciation, financing markup, and the dealer’s real math — plus how to walk in with the upper hand. Run it in the Auto Loan Calculator. Open this module →
02The Power of Compounding
The single force behind every serious fortune, and why time matters more than amount. The mental model that reframes saving, debt, and investing all at once. See it in the Compound Growth Calculator. Open this module →
03Buying a House
Rent vs. own without the myths, the true monthly cost of a mortgage, and the numbers a listing never shows. Compare both in the Rent vs. Buy Calculator. Open this module →
04Credit Cards
How a balance actually grows, what the minimum payment really costs you, and how to flip cards from a trap into a tool. Model payoff in the Credit Card Calculator. Open this module →
05Investing
The stock market is not what you think. What you’re really buying, why fees quietly eat returns, and the boring, durable approach that wins. Project it in the Investment Calculator. Open this module →
06Income Taxes and Take-Home Pay
The gap between what you earn and what you keep. How brackets really work, why a raise never “costs” you, and W-2 vs. 1099. Check it in the Take-Home Pay Calculator. Open this module →
07College: The Second Biggest Financial Decision
The second biggest financial decision most families make. The barbell strategy, the ROI math, and federal vs. private loans. Estimate cost in the Student Loan Calculator. Open this module →
08College to Career (w/ Ravi & Allison)
Turning the degree into income: relationships over résumé, the skills nobody teaches, and how a first offer really happens. Open this module →
09529 Plans and Life Insurance
Protecting the people who depend on you. 529s for tax-free education savings, and term vs. whole life — and exactly who profits from the pitch. Open this module →
10The Red Flags
The recurring patterns behind bad financial products and outright scams — the tells that show up again and again, so you can spot them before they cost you. Open this module →