Basis Points
Credit Card Payoff Calculator
A credit-card balance is a negative compounding curve — the same math, working against you. See exactly how long a balance takes to clear and what it costs along the way.
Time to pay it off$0
Total you'll pay$0
Number of payments$0
Assumes a fixed monthly payment and a constant APR, interest compounded monthly. If your payment is below the monthly interest, the balance never falls — the tool will tell you.