Basis Points
Rent vs. Buy Calculator
Renting is not “throwing money away,” and buying is not always smarter. This runs the honest net-cost comparison over the years you plan to stay.
Over the years you'll stay$0
This is an estimate built on your assumptions: appreciation, rent inflation, and investment return are guesses, not guarantees. It assumes 3% buying closing costs and 6% selling costs, and that a renter invests the down payment. Small input changes move the answer — that is the real lesson.